FP&A Blog
Margins, cash, forecasting and close for brands selling DTC, on marketplaces and through retail.
Featured Articles
13-Week Cash Flow Forecast for Consumer Brands: Structure, Build, and Payout Lag
Build a 13-week rolling cash forecast that absorbs Shopify/Amazon payouts, wholesale AR with deductions, inventory POs, and 3PL deposits. Step-by-step for omnichannel brands.
Cash Conversion Cycle for Consumer Brands: DTC vs Wholesale vs Amazon
Cash conversion cycle (DIO + DSO - DPO) measures how long cash stays tied up in working capital. Learn the formula, calculate it by channel, and understand why DTC, Amazon FBA, and wholesale have dramatically different CCC timelines.
Payment Processor Reserves and Payout Holds: How Shopify, Stripe, and PayPal Impact Cash
Why Shopify Payments, Stripe, and PayPal hold funds or delay payouts. How reserves hit cash flow, how to forecast them, and tactics to reduce hold amounts.
All Articles
Net 60 Payment Terms for Wholesale: Managing Cash Flow and Payment Timing
How consumer brands handle net 30/60/90 payment terms with retail partners. Understand the cash gap, negotiate early-pay discounts, and model payment timing in a 13-week forecast.
Read MoreProfitable But No Cash: Why It Happens and How to Fix It
You're profitable on paper but cash-flow negative. Learn why: inventory lag, AR deductions, debt principal, owner draws, and platform reserves. Plus the cash conversion cycle fix.
Read MorePlan, forecast and close with Niblin
Budget, rolling forecast, variance, cash and inventory for consumer brands, on numbers reconciled to your books.